Welcoming a rainbow… #BeCovered

Newborn Photoshoot with Alivia

I still remember the moment like it was just yesterday. Sitting completely upright during my delivery to ask with a gasped breathe “is she out!?” I wanted nothing more then to hug this miracle that had been growing inside me for 9 (long, VERY long) months. Alivia is a rainbow baby, a baby that I never thought I would be able to tangibly hold. Being a first time mom is hard, being a first time mom after being told you would never be a mom is a whirlwind!

From the very moment she was born, her dad and I had plans. We planned for her education, for buying a house, for which preschool would be best for her, would she go into french immersion, or would she flourish more at an arts school? This tiny angel was leaving our minds aflutter with planning for her future.

Alivia Sea to Sky Gondola View

In a very somber moment, after having lost both of my  grandparents fairly close to one another that it donned on both hubby and I that we had planned out every aspect of her future… but what  if we weren’t around to help execute those plans? Who would take care of her? Would they be able to afford the costs of raising a child? Would they be able to financially offer her all the opportunities we would have? Would Alivia, later in life, be shouldered with our debt and unpreparedness? In that moment I knew all of our “planning” wouldn’t do much good if something were to happen to us.

We knew we had to act, and quickly. Thankfully Manulife had me covered with CoverMe! The fact is, I’m busy. Most days I am lucky if I can remember to take the laundry out of the washer and make sure it gets into the dryer, I really don’t have the time to sit down and compare, research and try to decipher insurance lingo. I wanted a company that had my best interest at heart – and understood that parenting, and life keeps me very busy!

With CoverMe, it’s an easy as filling out a small survey that literally takes the same amount of time as ordering a latte at a coffee shop, and it’s mobile friendly so you can apply in line, at the coffee shop, if that is the only spare time you have during the day. If you’re between 18-55 and looking for under $250,000 in coverage, there’s no need for a medical exam, just fill out the questionnaire online and you’re set! With premiums that are guaranteed for 10 years, you’ll have peace of mind knowing that you – and your family – are covered.

BeCovered Manulife

Interested in learning more, and how to be prepared for life’s “what it’s?”  Join us for the Manulife #BeCovered Twitter Chat! Just follow the hashtag #BeCovered and hop onto twitter November 25 at 9PM EST (that’s 6PM PST). This is the perfect opportunity to ask those burning insurance questions, how to make sure you are best prepared for your family and to chat with parents in the same boat -I can guarantee, there’s lots to learn! I’ll be there, even with our current life insurance, there is always room to learn more!

Connect with Manulife
Website | Apply with CoverMe now | #BeCovered

What was YOUR life changing moment? When you realized you were no longer just responsible for you? 

This post is sponsored by 360ACCESS on behalf of Manulife. The opinions are my own.

28 Comments


  1. Rainbow babies are so special and Alivia is so lucky to have parents like you guys who take the precautions to make sure that she will be ok if something awful should happen! Good for you! Loved reading this from your perspective!
    Janette recently posted…They Fell In LoveMy Profile

    Reply

  2. Some insurance is always a good idea!

    Reply

  3. I agree with Andria. What ifs are scary. It’s definitely smart to have insurance so you don’t have to worry as much.
    Sara recently posted…Nicole the GymnastMy Profile

    Reply


  4. Another thing to consider is a life insurance plan for your child. We have one for all 3 of our kids. It can be rolled over to them as adults if they choose or cashed in. If something ever happened (I know, it’s a scary terrible thought) I wanted to be sure we had the money to pay for a funeral and take some time off work without stress.

    Reply

    1. Excellent point! We also have one for Alivia, it’s considerably smaller then our policies but it gives just that extra bit of protection!

      Reply


  5. Life Insurance is such an important thing, especially if you have children or others who are dependent upon you… A lot of people neglect this aspect or completely forget. I work in risk management and insurance (commercial and K&R only), so I have always had insurance.

    One small point, a lot of people miscalculate how much is enough to sustain the quality of life you want for your kids (especially if you have more than one child); I would recommend at least $1MM for the first child and a subsequent $500K for each additional child. Think of the life you want for them, extracurricular classes, what if they need tutoring, private school, clothing, food, etc. And do not forget a university education. I have two boys and I have a high limit on my insurance to make sure that should anything happen to me, they will be taken care of and have every opportunity they want.

    Reply

  6. Thanks for the tips – always better safe and sorry and try to be prepared for any eventuality!

    Reply

  7. Very important to have a plan even though it something no one really wants to think of.

    Reply

  8. It’s really important to have a plan and to be prepared 🙂

    Reply

  9. what an excellent post! thank you it is very important to have a plan for your kids future. and so cute the picture of you and your daughter <3

    Reply

  10. We don’t like to think about not being around for our children, but burying our heads in the sand is not an option. Thanks for the post…definitely a heads up for all!

    Reply

  11. We recently looked into Manulife plans for our family. and my husband’s work has decided to help fund it!

    Reply

  12. Always best to think ahead and protect your loved ones.

    Reply

  13. It is always good to be prepared. Love the post!

    Reply

  14. Love this post! It really hits home for me since my youngest is my rainbow baby. <3 Your little one is so beautiful!

    Reply

  15. It is never too early to start planning for your children for sure. We started before our first was born because if you get a head start it’s easier than playing catch up later. Every little bit makes a difference

    Reply

  16. I actually have CoverMe for Students and only got it this year!

    Reply

  17. Definitely a good idea to get some coverage!

    Reply

  18. I agree, it is so important to have a plan in place. One thing I have learned is that life can throw at us many the unexpected curve balls!!! 🙂 <3

    Reply

  19. Not only is this a beautiful post, it also highlights a very important topic! I also try to encourage my friends to get a will done, in the grand scheme of things it not a lot to spend for some piece of mind to have your wishes recorded and a plan in place should the unfortunate happen!

    Reply

  20. I’m thankful that we met our life insurance agent early in our marriage and learned about the importance of coverage.

    Reply

  21. It never hurts to be too prepared.Every year costs are going up.

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *

CommentLuv badge